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While inflation was also high in the 70s, it dropped below Bank Rate in the early 80s – and didn’t move above it again until 2008. They are constantly exhorted to move their money to avoid the most pathetic returns – meaning they must have a much higher level of engagement than is necessary when interest rates are good. The gap between the average wage and the average house price is enormous, and insurmountable for most.
First-time buyers are on average putting down a deposit of £96,000 in London.
Now, workplace pension schemes require you to opt in, decide how much of your salary you want to pay out, and hope that the stock market will do the rest. Bank Rate is 0.25pc, and thousands of pounds are languishing in savings accounts paying next to nothing.
And if you want a decent amount to live on, you’ll probably have to set another pension up yourself. In the 1970s and 80s interest rates moved to the mid-teens and above. o wonder young people don’t see the point in using them.
Regardless of the strength of your feelings towards a correspondent, you should view any requests for money as highly suspicious.
Internet dating scammers often used the same names, family details and cover stories in multiple dating scams.
Therefore, you may be able to expose a scam by conducting Internet searches on the names used by the scammers or key phrases from their emails.
mong the many and wide-ranging accusations levelled at the “millennial” generation – they’re lazy, tech-obsessed, frivolous and immature–one of the most serious is an alleged inability to manage their own money.
illennials, the press release claimed, are spending their money on experiences, not possessions.
All of this is being described as though it’s a lifestyle choice. It’s a product of young people’s low pay, high living costs and bleak economic future.
Firstly, it is far from proven that young people are any less good at dealing with their finances than their parents were. Many of those now in their fifties and older had guaranteed “final salary” pensions to fall back on.
Many people around the world have been duped into sending money to Internet fraudsters posing as would-be girlfriends or boyfriends.
In many cases, the victim will not only have lost out financially, but will also be left broken-hearted and thoroughly disillusioned.