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(Yes, hard work - albeit of a different kind - is still a requisite for achieving wealth.) You will first need to identify the billionaires in your area (or their relatives) and learn their marital status. (UHNWIs are defined as those with million or more.) Many of them - up-and-coming hedge fund managers, telecom barons and Internet tycoons - may have amassed only a hundred million or so but could easily hit the Big B in a few years.

Then you'll have to study their businesses, hangouts, pets, favorite philanthropies, artists, music and vacation spots. For male fortune hunters, there are widows and armies of ex-wives with humongous divorce settlements. Since people think that it qualifies you to do just about anything, you can get hired just about anywhere. Women too seem to favor the brainy over the muscle-bound. If you (or your close relatives) have little aptitude for Excel spreadsheets and turned in unimpressive GRE scores, you'll have to select a career that focuses on a billionaire's second-greatest preoccupation after his business: spending.

Just over half of the billionaires in our study met their spouses at work. 3) worked for companies owned by Rupert Murdoch (.7 billion), the first as a reporter, the second as a TV executive. There are plenty of other activities that the resolute billionaire hunter can pursue to mix with the excessively prosperous during evenings or on weekends. "You need to move into a rich environment," says Ginie Sayles, a Houston marital consultant and author of How to Marry the Rich.

Examples: Melinda Gates was a Microsoft manager when she met Bill at a company press event. And corporate raider Carl Icahn (.7 billion) made Gail Golden, his longtime assistant, wife numero dos. Ambitious Type A billionaires rarely leave their offices long enough to chat up women at bars or to attend a mature singles hayride at their local church or temple. "If you want to be rich, you must live where the rich live, even if it's in an attic." She claims that no matter what your budget, you can find a hidey-hole "within 16 blocks of the big money." By hanging out in a ritzy neighborhood, you'll get comfortable with wealthy people and attuned to what they like.

"A chance encounter could easily lead to dinner," he says.

Every major city has a Web site that lists openings.

It doesn't matter what you say specifically as long as you sound knowledgeable.

Just type "charity events" and your city's name into a search engine and press "Go." Not all charities are created equal in the hearts and wallets of the superrich.

A seven-figure donation from your beloved to the school of your choice and your kids are in the door, even if they're no smarter than grapefruit. We scoured the how-to-marry-rich literature and talked to society watchers, upscale matchmakers and wealth experts. Unfortunately, those who had already made it to Fat City refused to say how they got there. Fortunately, the ranks of those who are filthy rich, if not quite in the billionaire stratosphere, are increasing daily.

And we pored over divorce news to see how spouse No. "I am just not telling," said one billionaire's wife over her cellphone before hanging up. Marrying a billionaire is not beyond your grasp, as long as you're willing to work hard toward your goal. According to Merrill Lynch and Cap Gemini, a consulting company, there were 85,400 ultrahigh net worth individuals (UHNWIs) in 2005, the most recent year for which data were collected.

But just for a moment imagine the life that could be yours if you did.

Forget the fabulous baubles, designer clothing, cutting-edge electronics and palatial mansions that your golden goose - uh, spouse - might heap upon you.

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If you're willing to go without dinner for a few months, invest in a $1,500 membership in the Artist's Circle, which provides much greater mingling opportunities, including evening receptions, private viewings for major exhibitions and priority invitations to special events such as the biennial art auction.

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